招行visa双币卡欧洲网站购物
Thread poster: Zhoudan
Zhoudan
Zhoudan  Identity Verified
Local time: 00:30
English to Chinese
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Jan 9, 2010

大陆朋友有没有用招行visa双币卡在欧洲网站上成功购物的经历?
这段时间Atril在促销,我想利用这个机会把Deja Vu升级一下,昨天用招行Visa双币卡时发现atril参加了visa验证,于是昨天我开通了Visa验证服务和信用卡网上交易。据招行客服说visa验证隔天就能生效,但过了24小时,今天尝试还是不行:从atril的购物页面一步一步填下去,转到招行页面后,没有出现我预留的个人化信息,只出现一个密码方框,输入密码后,网页不断刷新,最后是一张白纸。于是再打电话问客服,客服说没有交易记录。我又问是不是双币卡不能在欧洲网站购物,客服肯定地说可以的。此外,Visa验证服务隔天生效,并非指隔一个工作日。我再问,欧元是否可以?客户也说可以的。现在我很纳闷,为什么就是刷不成呢?


 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
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Passcode Jan 9, 2010

You might want to check and make sure that the "密码" you have entered is the correct one. Most of the times they are not asking for the PIN - the one you use at ATMs(Automated Teller Machines) to withdraw cash. Instead they are looking for the Card Security Code(CSC).

http://en.wikipedia.org/wiki/Card_Security_Code



The Card Security Code (CSC), sometimes called Card Verification Value (CVV or CV2), Card Verification Value Code (CVVC), Card Verification Code (CVC), Verification Code (V-Code or V Code), or Card Code Verification (CCV)[1] is a security feature for credit or debit card transactions, giving increased protection against credit card fraud.

...

The second code, and the most cited, is CVV2 or CVC2. This CSC (also known as a CCID or Credit Card ID) is often asked for by merchants for them to secure "card not present" transactions occurring over the Internet, by mail, fax or over the phone. In many countries in Western Europe, due to increased attempts at card fraud, it is now mandatory to provide this code when the cardholder is not present in person.

...

The CVC should not be confused with a card's PIN value or PINs associated with MasterCard SecureCode or Visa's Verified by Visa. These codes are not printed or embedded in the card but are manually entered at the time of transaction.




The above wikipedia page gives a couple of examples as to where to locate the CSC on a credit card. For Visa, most of the times it's printed right on the magnetic strip on the back of the card. It's the 3 (or 4) digits following your credit card number.


 
Zhoudan
Zhoudan  Identity Verified
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密码是对的 Jan 9, 2010

Steve,

谢谢。CSC一开始就填写了,Atril的网站上写的是security code,上面还有注解,那意思就是你说的CSC。我说的那个密码是最后一页出现的,即出现招行中文页面时,这个密码其实是查询密码,我已经跟客服确认过了。只有在那些有Visa验证服务的网站上才会要求你填写这个密码。但我还是觉得这个网页有些问题,因为它没有出现我预留在银行的个人化信息。客服让我换个时段再试。除了半夜,其他时间我都试过了,还是不行。去年我用这张卡在Trados的网站上成功消费过,当时没有Visa验证服务,输入卡号和security code等,就完成了。


 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
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问题似乎在国内 Jan 9, 2010

Zhoudan,

对, Visa's Verified by Visa 应该就是你的 PIN. 我们这里一般给了 Credit Card Number, CSC, Card Expiration Date, Name and Address 之后, Click on "make payment" 就完事了.

听起来还是招行方面的问题.


 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
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Verified by Visa Jan 9, 2010



http://usa.visa.com/merchants/risk_management/vbv.html

With Verified by Visa, consumers benefit from:

A new level of confidence when they shop online: At checkout, software installed on the merchant server recognizes the Visa card and prompts a password entry field to appear. Consumers enter their Verified by Visa password, the password is verified and the transaction completes.



刚去 Atril 网站逛了一下, 他们付款一页上也有 "Verified by Visa" 的 logo. 欧方似乎是没什么问题的.



[Edited at 2010-01-09 14:44 GMT]


 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
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Atril Jan 9, 2010

Well, maybe not.

Their customer interface indeed seems pretty slipshod. I tried to order from the U.S., and all I get is the following message that doesn't redirect as it says:

Thank you for your interest in Déjà Vu X.
You will be redirected to the Déjà Vu X distributor on your country.



Try emailing them and see what happens ...



Rest of the world

ATRIL
Tel.: +34 91 146 16 60
Fax: +34 91 146 16 61
Calle Cólquide 6
Edificio Prisma
Portal 1 - 1ª Planta
Las Rozas
28231 Madrid
Spain
E-mail: sales@atril.com



 
Zhoudan
Zhoudan  Identity Verified
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error message Jan 11, 2010

今天又尝试付款,输入密码后,网页自动刷新无数次后,出现这么一个信息:

“/Visa”应用程序中的服务器错误。
________________________________________
运行时错误
说明: 服务器上出现应用程序错误。此应用程序的当前自定义错误设置禁止远程查看应用程序错误的详细信息(出于安全原因)。但可以通过在本地服务器计算机上运行的浏览器查看。

详细
... See more
今天又尝试付款,输入密码后,网页自动刷新无数次后,出现这么一个信息:

“/Visa”应用程序中的服务器错误。
________________________________________
运行时错误
说明: 服务器上出现应用程序错误。此应用程序的当前自定义错误设置禁止远程查看应用程序错误的详细信息(出于安全原因)。但可以通过在本地服务器计算机上运行的浏览器查看。

详细信息: 若要使他人能够在远程计算机上查看此特定错误信息的详细信息,请在位于当前 Web 应用程序根目录下的“web.config”配置文件中创建一个 标记。然后应将此 标记的“mode”属性设置为“Off”。
Web.Config 配置文件

configuration
system.web
customErrors mode="Off"/
/system.web
/configuration

注释: 通过修改应用程序的 配置标记的“defaultRedirect”属性,使之指向自定义错误页的 URL,可以用自定义错误页替换所看到的当前错误页。
Web.Config 配置文件

configuration
system.web
customErrors mode="RemoteOnly" defaultRedirect="mycustompage.htm"/
/system.web
/configuration

看不懂这说的是啥意思。

这里的web.Config配置文件下面的几行英文都是以“”结尾的,但贴到这里后这几行英文显示不出来,只得去掉“”。



[Edited at 2010-01-11 02:10 GMT]

[Edited at 2010-01-11 02:12 GMT]

[Edited at 2010-01-11 02:14 GMT]

[Edited at 2010-01-11 02:18 GMT]
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Zhoudan
Zhoudan  Identity Verified
Local time: 00:30
English to Chinese
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TOPIC STARTER
好像美国的distributor撤销了 Jan 11, 2010

很久以前是有的。现在给atril写email,要好久才得到答复。这点跟Trados很不一样。其实Deja Vu比Trados好用,但他们的推广没有Trados做得好。

wherestip wrote:

Well, maybe not.

Their customer interface indeed seems pretty slipshod. I tried to order from the U.S., and all I get is the following message that doesn't redirect as it says:

Thank you for your interest in Déjà Vu X.
You will be redirected to the Déjà Vu X distributor on your country.



Try emailing them and see what happens ...



Rest of the world

ATRIL
Tel.: +34 91 146 16 60
Fax: +34 91 146 16 61
Calle Cólquide 6
Edificio Prisma
Portal 1 - 1ª Planta
Las Rozas
28231 Madrid
Spain
E-mail: sales@atril.com





 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
+ ...
error messages Jan 11, 2010

Zhoudan wrote:

今天又尝试付款,输入密码后,网页自动刷新无数次后,出现这么一个信息:

“/Visa”应用程序中的服务器错误。
...


Zhoudan,

依我看, 关键一句是 " Visa应用程序中的服务器错误。", meaning there were errors while running the software installed on the merchant server ...


A new level of confidence when they shop online: At checkout, software installed on the merchant server recognizes the Visa card and prompts a password entry field to appear. Consumers enter their Verified by Visa password, the password is verified and the transaction completes.


再往下的所有其它字体都是提示 Atril 方面如何设置网页以便在远程(具体指中国方面)计算机上看到详细错误信息(verbose), 其目的当然是为了找出问题(debug).

So I think the error message points to the problem being on Atril's side.

Well, even if it wasn't, and the problem was on the bank's side, the debug process in all likelihood would still need to be set up by a merchant - ideally remotely located in Europe.

Another thing you could do is to email Atril with your order(without your credit card information just to be safe). That way they may get back to you sooner.


[Edited at 2010-01-11 17:20 GMT]


 
Zhoudan
Zhoudan  Identity Verified
Local time: 00:30
English to Chinese
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TOPIC STARTER
原来如此 Jan 11, 2010

Steve,

谢谢您耐心替我分析。我已经给他们发信了。

wherestip wrote:


依我看, 关键一句是 " Visa应用程序中的服务器错误。", meaning there were errors while running the software installed on the merchant server ...

So I think the error message points to the problem being on Atril's side.

Another thing you could do is to email them with your order(without your credit card information just to be safe). That way they may get back to you sooner.



[Edited at 2010-01-11 12:55 GMT]


 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
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Chinese fonts? Jan 11, 2010

Remember the smiley face ? If you use the Chinese font colon ":" and the Chinese font closing parenthesis ")", the smiley doesn't quite display right ":)"

I wonder if there are similar odd effects with alphanumeric characters? If your PIN were made up of alphanumeric characters, would the font you used had made any difference?

I know it's a long shot - the English characters all look exactly
... See more
Remember the smiley face ? If you use the Chinese font colon ":" and the Chinese font closing parenthesis ")", the smiley doesn't quite display right ":)"

I wonder if there are similar odd effects with alphanumeric characters? If your PIN were made up of alphanumeric characters, would the font you used had made any difference?

I know it's a long shot - the English characters all look exactly the same in the forum.


[Edited at 2010-01-11 13:56 GMT]
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Zhoudan
Zhoudan  Identity Verified
Local time: 00:30
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半角 Jan 11, 2010

我想您说的是全角、半角的问题吧?这个我很注意的,肯定都是英文半角。


wherestip wrote:

Remember the smiley face ? If you use the Chinese font colon ":" and the Chinese font closing parenthesis ")", the smiley doesn't quite display right ":)"

I wonder if there are similar odd effects with alphanumeric characters? If your PIN were made up of alphanumeric characters, would the font you used had made any difference?

I know it's a long shot - the English characters all look exactly the same in the forum.


[Edited at 2010-01-11 13:56 GMT]


 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
+ ...
英文半角 Jan 11, 2010

Zhoudan wrote:

我想您说的是全角、半角的问题吧?这个我很注意的,肯定都是英文半角。



就是. 你不说我还不知道中文有全角、半角之分. 以前间或看到一些中文文章里夹杂着少许英文词句, 字母之间间隔很大. 现在想想是由于用的是全角排版, 因此英文排出来很不美观. 不仅如此, 往往单词都拼得不对.


[Edited at 2010-01-12 00:56 GMT]


 
Zhoudan
Zhoudan  Identity Verified
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踢皮球 Jan 18, 2010

今天做一个小结,把这个thread结束掉。

话说听了Steve的建议,给atril sales去函说明付款之不易以及error message等等。atril sales答复挺快,第二天更是附上了WorldPay工程师的回复,意思是问题出在我这边的银行,是3D secure page having difficulty returning responses to WorldPay。

我一边自己找境外的朋友替我代买升级,一边打电话给招行报告我的发现。昨天,招行打电话来,让我做个screenshot交给网上客服,于是我又照办。今天下午两点,招行通过电邮告诉我,他们的服务器一切照常,并列出了许许多多可能的情况。我一一对照,唯一不敢肯定的就是这条:“若相关栏位未正常显示可能也会由于个人电脑的防火墙或杀毒软件有屏蔽所致,请您可以留意一下。”

反正升级也办好了,俺不想留意了!!!


 
wherestip
wherestip  Identity Verified
United States
Local time: 11:30
Chinese to English
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"secure" online transactions Jan 19, 2010

Zhoudan wrote:

... atril sales答复挺快,第二天更是附上了WorldPay工程师的回复,意思是问题出在我这边的银行,是3D secure page having difficulty returning responses to WorldPay。




http://en.wikipedia.org/wiki/3-D_Secure

Merchants

The advantage for merchants is the reduction of "unauthorized transaction" chargebacks. The disadvantage for merchants is that they have to purchase MPI to connect to the Visa/MasterCard Directory Server. This is expensive (setup fee, monthly fee and per-transaction fee); at the same time it represents additional revenue for MPI providers. Supporting 3-D Secure is complicated and, at times, creates transaction failures.


Buyers/credit card holders

The main advantage for cardholders is that there is a decreased risk of other people being able to use their payment cards fraudulently on the Internet.

In most current implementations of 3-D Secure, the issuing bank or its ACS provider prompts the buyer for a password that is known only to the bank/ACS provider and the buyer. Since the merchant does not know this password and is not responsible for capturing it, it can be used by the issuing bank as evidence that the purchaser is indeed their cardholder. This decreases risk in two ways:

1. Copying card details, either by writing down the numbers on the card itself or by way of modified terminals or ATMs, does not result in the ability to purchase over the Internet because of the additional password, which is not stored on or written on the card.
2. Since the merchant does not capture the password, there is a reduced risk from security incidents at online merchants; while an incident may still result in hackers obtaining other card details, there is no way for them to get the associated password.



Zhoudan,

The response from the WorldPay technical staff sounds reasonable to me. WorldPay must be what is called the MPI (merchant plug-in) provider for Atril.

Anyway, it must be frustrating if you can't even use your own credit card to complete an online purchase.


[Edited at 2010-01-19 23:45 GMT]


 


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招行visa双币卡欧洲网站购物






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