The Misha Jul 3, 2017:

There's no such thing as "subject of pledge" Not in actual English, that is. Depending in your general context, you may want to refer to this "subject" as "property pledged/mortgaged" or simply as "collateral. Nor is there such a thing as "civil circulation" in English finance speak. By definition, all financial "circulation" is "civil," except where a crime is involved. In an actual text in English, they would most likely say "withdrawing the collateral," except that in itself sounds fairly weird since under most mortgages or other secured loans, you cannot simply "withdraw" the collateral, and you don't. Your lender would most likely require that you insure the asset pledged as collateral in case it gets destroyed though, designating the lender as the beneficiary.