Glossary entry (derived from question below)
Arabic term or phrase:
ديون مصنفة
English translation:
Classified debt
Added to glossary by
Ghada Samir
Oct 27, 2008 21:09
15 yrs ago
6 viewers *
Arabic term
ديون مصنفة
Arabic to English
Bus/Financial
Business/Commerce (general)
البنوك
I am looking for the meaning of the word that is using in banking work{ديون مصنفة}
Proposed translations
(English)
| 4 +7 | Classified debt |
Ghada Samir
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| 5 +2 | rated debts |
ahmadwadan.com
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Change log
Nov 10, 2008 08:11: Ghada Samir Created KOG entry
Proposed translations
+7
4 mins
Selected
Classified debt
http://www.google.com.eg/search?num=100&hl=en&newwindow=1&q=...
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Note added at 8 hrs (2008-10-28 05:29:52 GMT)
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Also "classified loan", as per Mr. Moh2ai
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Note added at 8 hrs (2008-10-28 05:29:52 GMT)
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Also "classified loan", as per Mr. Moh2ai
Peer comment(s):
| agree |
Mohsin Alabdali
4 hrs
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Many thanks!
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| agree |
moh2ai
: also "classified loan" and "adversely classified loan". for further information please see http://www.wisegeek.com/what-is-a-classified-loan.htm and http://www.businessdictionary.com/definition/classified-loan...
7 hrs
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Very useful! Many thanks!
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| agree |
Saleh Dardeer
1 day 3 hrs
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Many thanks!
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| agree |
zax
1 day 18 hrs
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Many thanks:)
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| agree |
Hassan Al-Haifi (wordforword)
: Classified loans
2 days 22 mins
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Yes, Many thanks:)
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| agree |
Sajjad Hamadani
2 days 20 hrs
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Thanks a lot:)
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| agree |
KHALID ALHASSAN
7 days
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Many thanks!
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4 KudoZ points awarded for this answer.
Comment: "Selected automatically based on peer agreement."
+2
8 hrs
ahmadwadan.com
Saudi Arabia
Saudi Arabia
Native in Arabic
Works in field
Saudi Arabia
English-Arabic Financial Translator
Native in: Arabic (Variant: Egyptian)
Works in: English to Arabic, Arabic to English, Arabic, and 1 more.
Related KudoZ points
:
36
rated debts
يتم تصنيف الديون حسب مخاطرها إلى ديون عالية المخاطر وديون منخفضة المخاطر (ديون ممتازة) وديون متوسطة المخاطر.
يقوم بذلك التصنيف (rating) جهات ووكالات معينة منها ستاندرد اند بورز وغيرها. ومن أمثال ذلك التصنيف (AAA) و (AA+) و (AA-) و (A+) و (BBB) و (BB+) ...الخ
http://www.highbeam.com/doc/1G1-20011747.html
Reference:
http://www.google.com/search?hl=en&rlz=1B3GGGL_enKW277&q=AA%2B+%22rated+debt%22&btnG=Search
Peer comment(s):
| agree |
Hussein Mansour
18 mins
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| agree |
zax
1 day 9 hrs
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| neutral |
Hassan Al-Haifi (wordforword)
: No friends, rating is usually for bonds or debentures. loans are classified. Please see the following link: http://www.info.gov.hk/hkma/gdbook/eng/l/loan_classificat_sy...
1 day 15 hrs
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Discussion
"The five-category system classifies bank loans according to their inherent risks as pass, special-mention, substandard, doubtful and loss.
"Pass" indicates that borrowers are able to honor the terms of the contracts and there is no reason to doubt their ability to repay the principal and interest of loans in full and in a timely manner.
"Special-mention" means that borrowers are able to serve their loans currently, although repayment may be adversely affected by specific factors.
"Substandard" means that borrowers' abilities to service their loans are in question. Borrowers cannot depend on their normal business revenues to pay back the principal and interest so lossesmay ensue, even when guarantees are invoked.
"Doubtful" indicates that borrowers cannot pay back the principal and interest in full and significant losses will be incurred, even when guarantees are invoked.
"Loss" means that the principal and interest of loans cannot berecovered or only a small portion can be recovered after taking all possible measures and resorting to necessary legal procedures."
Note that the same classifications had already been used by most American banks (Citibank. Bank of America) by the Seventies