https://gai.proz.com/forum/getting_established/372157-professional_indemnity_insurance_and_public_liability_insurance.html
This site uses cookies. Some of these cookies are essential to the operation of the site, while others help to improve your experience by providing insights into how the site is being used. For more information, please see the ProZ.com privacy policy.
Cookie settings

Translation - art & business » Getting established »
Professional Indemnity Insurance and Public liability insurance
Thread poster: Gjorgji Apostolovski
Gjorgji Apostolovski
Gjorgji Apostolovski  Identity Verified
North Macedonia
Local time: 09:41
English to Macedonian
Mar 24

Hi, guys

I want to ask if someone came across to these documents, are they are mandatory when you are an individual?
Can you tell me more about these...

Thanks
 
Rachel Waddington
Rachel Waddington  Identity Verified
United Kingdom
Local time: 08:41
Dutch to English
+ ...
Insurance Mar 24

Professional indemnity insurance protects you if you are negligent (or if a client wrongfully claims that you are). For example, if a lathe operator is injured due to a mistake you made translating an operating manual, or if a book had to be reprinted due to your errors. Even if you're not at fault your insurance will cover the costs of defending your case. It's not mandatory so it's up to you to decide whether you need this cover. The general opinion on this forum seems to be that it's a waste ... See more
Professional indemnity insurance protects you if you are negligent (or if a client wrongfully claims that you are). For example, if a lathe operator is injured due to a mistake you made translating an operating manual, or if a book had to be reprinted due to your errors. Even if you're not at fault your insurance will cover the costs of defending your case. It's not mandatory so it's up to you to decide whether you need this cover. The general opinion on this forum seems to be that it's a waste of money, but lots of translators do have this cover (me included).

Public liability insurance is to cover you if a member of the public is injured due to your actions. I think this would only be relevant to interpreters - translators don't generally deal with the public very much. ▲ Collapse
 
Gjorgji Apostolovski
Gjorgji Apostolovski  Identity Verified
North Macedonia
Local time: 09:41
English to Macedonian
TOPIC STARTER
@Rachel Mar 24

Rachel thank you very much for explaining these stuff to me in simple words.
So far, I've never came across to these documents, because I was translating subtitles and no need for that in that field.

And who actually is providing this insurance, is it online company?

Anyway I'll check with my clients if these are mandatory.

Thanks, Rachel
 
Rachel Waddington
Rachel Waddington  Identity Verified
United Kingdom
Local time: 08:41
Dutch to English
+ ...
Insurance companies Mar 24

I have my Professional Indemnity insurance through Hiscox (an insurance company). You can find a good explanation on their website: https://www.hiscox.co.uk/business-insurance/translators
 
Gjorgji Apostolovski
Gjorgji Apostolovski  Identity Verified
North Macedonia
Local time: 09:41
English to Macedonian
TOPIC STARTER
ty Mar 24

Rachel Waddington wrote:

I have my Professional Indemnity insurance through Hiscox (an insurance company). You can find a good explanation on their website: https://www.hiscox.co.uk/business-insurance/translators


Thank you, I'll look into it.
 


To report site rules violations or get help, contact a site moderator:

Moderator(s) of this forum
Rita Pang[Call to this topic]
James Heppe-Smith[Call to this topic]

You can also contact site staff by submitting a support request »

Professional Indemnity Insurance and Public liability insurance


Translation news
» The Imperative of Accessibility in Multimedia Localization
(0 comments)
» Denmark Says Post-Editing Is Not Translation
(4 comments)
» How Question Answering Can Transform AI Translation Evaluation
(0 comments)


Forum rules
Help and orientation




TM-Town
Manage your TMs and Terms ... and boost your translation business

Are you ready for something fresh in the industry? TM-Town is a unique new site for you -- the freelance translator -- to store, manage and share translation memories (TMs) and glossaries...and potentially meet new clients on the basis of your prior work.

More info »
Pastey
Your smart companion app

Pastey is an innovative desktop application that bridges the gap between human expertise and artificial intelligence. With intuitive keyboard shortcuts, Pastey transforms your source text into AI-powered draft translations.

Find out more »